Use CasesGlobal RemittanceFintechs & EnterprisesSMBsPortal SolutionsLocal TransfersInternational TransfersBusiness BankingAPI SolutionsAPI DisbursementAPI FX & DisbursementAbout JackTalk to us →

Move moneyinto Indonesia.within Indonesia.via API.via portal.at scale.into Indonesia.

One platform for FX conversion, local disbursement, and business banking — built on real banking infrastructure.

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adhimix-pciaerisflash-coffeefrom-islandholika-holikajejak-imanimopnonaetal-whitetwin-houseVCGamersdoitpay
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Companies trust Jack
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Banks & e-wallets
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Countries you can send to
24/7
Real-time disbursement
Use Cases

Built for how you
actually move money.

Three distinct segments. One platform. Tell us which one you are.

Global Remittance

Global Remittance Companies

Running an Indonesia corridor? We handle FX conversion and local payout in one API call — no stitching multiple vendors.

Real-time FX APIDisbursementMulti-currency
See how it works
Payment Companies

Indonesian Payment Companies

Disbursing at scale in Indonesia? Plug into our API — your funds, your account name on every payout.

APIWhite-labelNo prefunding
See how it works
SMBs

Small & Medium Businesses

Local transfers, international payments, payroll, supplier payments — manage it all from one portal. No API, no integration, no technical team needed.

Local/International transfersVAs
See how it works
Solutions

Two ways to access
the infrastructure.

API for companies moving money at scale. Portal for SMBs who need transfers without any integration.

Portal Solutions

Local Transfers

Pay any Indonesian bank or e-wallet in real time. 150+ destinations, 24/7, via dashboard — no integration needed.

150+ banks24/7Real-time
Explore

International Transfers

Send money to 70+ countries. Up to 60% cheaper than your bank. See the exact fee and exchange rate before you confirm.

70+ countriesMT-103No hidden fees
Explore

Business Banking

A real bank account registered under your company name — connected to Jack's payment rails. 1,000 free transfers every month.

1,000 free tx/monthUnder company nameNo prefunding24/7 rails
Learn more
API Solutions

API Disbursement

One API for 150+ Indonesian banks and e-wallets. No prefunding. Your company name on every payout. Real-time webhooks.

WebhooksSandboxBulk payouts
Explore API

API FX & Disbursement

The only API in Indonesia that converts and disburses in a single call. Fund in USD, SGD, MYR, SAR, HKD, EUR, GBP — convert at the moment of payout.

USDSGDMYRSARHKDEURGBP
See live rates
Why Jack

Infrastructure, not just
another payment gateway.

01

Full corridor, one platform

Collect, convert, and disburse without stitching multiple vendors. FX and local disbursement in one API call.

02

Real banking infrastructure

Built on partnerships with one of Indonesia's largest licensed banks. Real accounts, real rails — not a gateway layer.

03

Indonesia-first, built to scale

Purpose-built for Indonesia's payment landscape. Every major bank and e-wallet, local compliance, real-time coverage.

What Makes Us Different

The details that
matter at scale.

Smarter rails than your bank

Standard bank rails have limits and windows. Jack's local rails run real-time, 24/7, with no caps — so your payments move when you need them to.

MethodSpeedHoursLimits
Jack Local RailsReal-time24/7None
BI FastReal-time24/7Capped
RTGS1-2 day settlementBanking hoursNone
RTOLReal-time24/7Capped
SKNSame dayBanking hoursNone
LLGSame dayBanking hoursNone
OnlineReal-time24/7Capped

The only real-time FX API in Indonesia

Convert at the exact moment of disbursement via API. No manual FX, no pre-converting to IDR, no separate provider. Nobody else offers this today.

Multi-currency, one platform

Fund in the currency you already hold — USD, SGD, MYR, SAR, HKD, EUR, GBP. Convert only when you disburse. No idle IDR exposure.

One integration, full coverage

150+ banks and e-wallets from a single API endpoint. GoPay, OVO, DANA, ShopeePay, LinkAja, and every major bank — BCA, Bank Mandiri, BRI, BNI — every flow supported.

Coverage — 150+ banks & e-wallets
BCA
BNI
BRI
Mandiri
CIMB
Permata
GoPay
OVO
DANA
ShopeePay
LinkAja
+140 more
Get Started

Ready to move money
in Indonesia?

Tell us what you're building and we'll find the right fit.

Jack — Indonesia's Payment Infrastructure Platform